A 19-year-old student had just started university studies and was confronted by the financial challenges that many young adults faced as they embarked on their own life away from home. Her parents provided for her education and many basic living expenses, but there were still many unexpected costs and social life expenses to plan for. After an interesting conversation about personal finances with her friends, the student decided to start her own financial plan to resolve some important questions and to set some key financial objectives for her future.

Spreadsheet to accompany product W37003.