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China's Insurance Industry: The Road Less Travelled
Examines the impact of market liberalization on the Mainland insurance industry following China's World Trade Organization accession. With a handful of Chinese insurance companies continuing to dominate the market, what are the potential challenges and opportunities facing domestic firms in the face of foreign competition? Despite rapid growth in premium income, restrictions on business scope and geographical region of operation impede efforts by foreign insurers to tap into the country's burgeoning insurance business. Examines the experience of American International Group, the first foreign insurance firm to open a wholly owned subsidiary in China since 1979, and the difficulties it has encountered in developing its Mainland businesses.