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State Bank of India: Breaking Entry Barriers and Building an Identity in Singapore
內容大綱
In October 2008, State Bank of India (SBI), India's largest state-owned bank, makes its foray into Singapore's consumer banking market. A year into operations, Anil Kishora, chief executive officer of SBI, Singapore, is charged to double the remittance earnings in the next 12 months, an onerous task for a young branch that is just finding its feet in a new market. Yet Kishora's team manages to successfully meet the target - remittance volume rose by 96% in ten months. Despite these successes, Kishora is aware of the challenges that lay ahead. Remittances have been a quick win and have yielded the necessary cash flow for the new division. But will the growth from remittance earnings be sustainable over the longer term? How can SBI establish a strong presence and build an identity in Singapore's mature and fiercely competitive market, beyond the remittance story?