Yes Bank: Financial Distress

內容大綱
<p align="justify">In May 2022, a young analyst intended to examine the financials of Yes Bank, one of India’s leading private banks. It had gotten into financial trouble and had experienced irregularities in recent years. Crucial clients of the analyst’s financial advisory firm were interested in Yes Bank’s investment potential because the share price was cheap. The clients therefore wanted to know if the bank showed signs of progress and stability, as it could make an ideal investment. The analyst believed the bank would be financially stable only if it was no longer experiencing financial distress. Therefore, the analyst used the CAMELS framework and probability of financial distress model to examine the financials and advise their clients on the bank's financial position.<p/>
學習目標
<p align="justify">This case can be used in corporate finance, financial management, commercial banking, and risk management courses at the postgraduate level, such as master’s of business administration or postgraduate diploma in management courses. The case places students in the position of an analyst and makes them examine the finances of a bank to estimate the financial position, distress, and chances of bankruptcy. After working through the case, students will be able to do the following:<p/><br><ul><li>Understand the concept and factors involved in a CAMELS analysis.</li><li>Evaluate the financial performance of the target bank using a CAMELS analysis.</li><li>Explain financial distress and the factors that cause it in banking institutions.</li><li>Understand the significance and application of the probability of financial distress model.</li><li>Examine the financial distress of the target bank using the probability of financial distress model.</li></ul>
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